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What you can do with a HECM:

Eliminate your current mortgage

Pay day-to-day expenses

Right-size with a HECM for Purchase

Meet long-term care expenses

Make home modifications

Defer Social Security

Build an

emergency fund

And so

much more!

HECM myths and facts

Don’t listen to rumors. Review these HECM myths and facts to help you understand the program.

BENEFITS:

▸ Stay in your home

▸ Eliminate your monthly mortgage payment (must pay property taxes, homeowners’ insurance, homeowners association/condo dues [if applicable], and home maintenance)

▸ Turn the home equity you’ve built into proceeds you can use in retirement

▸ Finally make that equity work for you after years of paying your mortgage

ELIGIBILITY:

▸ The youngest borrower must be 62 years or older (HECM)

Primary residence only

Attend Housing and Urban Development Department (HUD)-approved counseling

Meet credit and income guidelines

Home must meet FHA property standards

Your HECM Home Loan Experts

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Contact us today for a free consultation.