In the spirit of the season, NFM is presenting you with a special gift – the chance to refinance your mortgage at absolutely no cost for up to three years after your closing date. When mortgage interest rates dip, I'll be right here, ready to assist you in securing a new, lower rate without any cost to you. Check the back of your gift card for your expiration date, and let's stay connected.

I look forward to the possibility of assisting you in making your homeownership dreams even brighter. May your holidays be filled with joy, and I hope to hear from you soon!